Shirley Inscoe

Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

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Alex Niu

Director of Solution Engineering, DataVisor

Niu has more than nine years of experience in financial industry serving large banks in the area of risk management using advanced analytics. As the director of Decision Science at American Express, Niu was involved in developing and implementing machine learning based solution for both credit assessment and fraud detection. He also led efforts to build machine learning models for credit line assignment for American Express portfolios. Prior to American Express, Niu served as a consultant to top financial institutions.

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Warren Barnett

VP, Risk Management, Hudson Heritage Credit Union

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

David Vergara

Sr. Director Product Marketing, OneSpan

Vergara is Sr. Director of Security Product Marketing at OneSpan (Formerly VASCO Data Security) and has more than 11 years of experience in the software security space. Prior to OneSpan, he was VP Marketing for Accertify (An American Express Company) leading go-to-market strategy for their online fraud detection solution and he was Sr. Director Product Marketing at IBM with Product Marketing responsibility for the advanced and predictive analytics portfolio.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

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Troy Leach

Chief Technology Officer, PCI Security Standards Council

Troy Leach currently serves as CTO of the PCI Security Standards Council. In this capacity, he partners with council representatives, participating organizations and industry leaders to develop comprehensive standards and strategies to secure payment card data and the supporting infrastructure. Leach is also congressional subject matter expert on payment security and the current chairman of the council's standards committee.

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Jeffrey Feinstein

Vice President of Analytic Strategy, LexisNexis® Risk Solutions

Jeffrey Feinstein, PhD is Vice President of Global Analytic Strategy at LexisNexis® Risk Solutions and oversees domestic and global statistical development and analytic projects for financial services and related areas (such as retail, telecom and utilities), government, and healthcare markets. Mr. Feinstein has been a thought leader in risk and fraud analytics and credit bureau scoring for 20 years. Mr. Feinstein currently leads innovation efforts to bring new analytic solutions, techniques, and content to the marketplace, and he particularly focuses on isolating data patterns descriptive of synthetic and other compromised identities as well as enhancing financial inclusion opportunities for underserved consumers.

Before joining LexisNexis® in 2010, Mr. Feinstein led a research consortium at FICO in which he brought new risk solutions to market, co-built the analytic components of FICO's first version of their business-to-consumer disclosure website (myFICO.com), oversaw research and development of US based credit bureau scores, and managed development of credit bureau scores and solutions in the (then) emerging Canadian credit market. Mr. Feinstein has 4 issued patents and 4 patent pending inventions for scores and methods using Credit Bureau and Alternative data.

Mr. Feinstein holds an undergraduate degree from State University of New York at Buffalo and a PhD from Ohio State in Experimental Psychology with a minor in Applied Statistics.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Paul E. Caldwell, Jr.

Managing Director - Visa & Check Loss Prevention Group, Charles Schwab

Caldwell serves as the Managing Director of Schwab's Visa and Check Loss Prevention Group (VCLP). VCLP is responsible for conducting investigations on VISA debit card, Check, and ACH fraud claims reported by Schwab clients, and working with other groups within the firm to identify fraud trends and adjust/implement prevention strategies. In addition, he partners with public and private organizations to combat fraud. Before joining Schwab, Caldwell served as an FBI field supervisor in the San Francisco Division's Monterey Bay resident agency, managing agents investigating public corruption, fraud/money laundering, fugitives, and violent crime, and representing the FBI to local law enforcement in a three county region. Prior to that he represented FBI interests to foreign law enforcement partners in several central European countries from the U.S. Embassy in Vienna, Austria. He began his FBI career in Eugene, Oregon, investigating a broad variety of federal crimes.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

David Pollino

Former CISO, PNC Bank

David is an experienced security and risk executive with over 25 years of experience in information security, fraud prevention, and risk management. David has focused on financial services for 20 years and was the Chief Information Security Officer of Bank of the West and a Divisional CISO at PNC. David has held multiple leadership positions in Security and Fraud including Wells Fargo, Washington Mutual, and Charles Schwab. David has authored multiple books and whitepapers focused around Cyber Security and Fraud. David is a Certified Fraud Examiner, Certified Information Systems Security Professional (CISSP), and frequently quoted in the media on security topics.

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Gray Taylor

Executive Director, Conexxus

Taylor grew up in the convenience store industry. In the family business of 87 stores, Gray gained experience in all phases of convenience store and chain retail operations. Taylor has been involved on a variety of projects, including heading global product management for three of the world's largest retail petroleum equipment and systems suppliers and Vice President of Research & Technology for the National Association of Convenience Stores (NACS). He managed product portfolios that included payment platforms for EMV migration markets from Malaysia to Canada, as well as mobile/RFID payments initiatives. Gray also established NACS' card payments program and currently serves over 1,500 stores, doing 100m transactions annually. Taylor is currently consulting with NACS (www.nacsonline.com) on card payment policy and serves as Executive Director for Conexxus (www.conexxus.org), a Washington-based non-profit focused on interoperability, card payment policy and data security issues.

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Matt Anthony

Vice President of Marketing, Pindrop Security

Anthony is the vice president of marketing at Pindrop Security. Prior to joining Pindrop, Anthony served as director of marketing at Dell SecureWorks. Dell acquired SecureWorks in 2011. Anthony spent five years at SecureWorks prior to the acquisition as vice president of marketing. Prior to SecureWorks, Anthony spent five years with CipherTrust. Anthony began his career at Dell Computer. He is a graduate of the University of Texas at Austin.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Patrick Cox

CEO, TRUSTID

With 26 patents in telecommunication and authentication technology to his name, Patrick Cox has made an indelible mark on the industry. Before founding TRUSTID, Inc. in 2007 he launched and led two other companies in the authentication and telecommunications industries. The first became a billion dollar publicly traded business. The second was successfully sold to a leading financial services firm.

Pat approaches every day as an opportunity to learn. He thrives on the constant challenge of his work, and feels lucky to collaborate with some of the brightest minds in the industry.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

George Tubin

Director of Marketing, Transmit Security

Tubin is Director of Marketing at Transmit Security and a recognized expert in digital banking and payments security and cyber-fraud prevention. He was previously Vice President of Marketing at Socure and Senior Research Director with the leading financial services research firm CEB TowerGroup (acquired by Gartner, Inc.) where he delivered thought leadership and insights to leading financial services institutions, technology providers, and consultancies on business strategies, technologies, and market trends in retail, Internet and mobile banking, and fraud management.

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Shirley Inscoe

Senior Analyst, Aite Group

Inscoe is a senior analyst with Aite Group, covering fraud and data security. She brings to Aite Group 30 years of banking experience in enterprise fraud and payments issues. Inscoe has served as the chair of the BITS Fraud Reduction Steering Committee and the co-chair of Early Warning Services' Advisory Committee, and has been a member of ABA's Deposit Account Fraud and Payment Systems Committees. Formerly, Inscoe was the director of financial services solutions at Memento Inc., where she was responsible for guiding the company's overall strategy and supporting product development, marketing, and sales related to payments risk mitigation. During her tenure with Memento, she worked to expand the firm's product offerings beyond employee fraud to cover check, ACH, and wire fraud. Before that, Inscoe was SVP and director of payments strategy with Wachovia Bank.

View all sessions by Shirley Inscoe

Andy Schmidt

Research Director - Global Payments, TowerGroup, Inc.

Andy Schmidt is a Research Director in TowerGroup's Global Payments service. He focuses on trends and developments in the payments back office, including payments hubs, mobile payments, service-oriented architecture, payments convergence, standards, and anti-money laundering. Andy has 20 years of experience in the financial services industry as both a banker and a consultant.

Andy joined the Global Payments practice after nearly four years with TowerGroup's Specialized Advisory Group, where he was a Manager focusing on the payments industry. Projects he led include estimating the size of the global check-imaging market and performing an in-depth analysis of debit usage in the Nordic retail banking market.

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George Tubin

Director of Marketing, Transmit Security

Tubin is Director of Marketing at Transmit Security and a recognized expert in digital banking and payments security and cyber-fraud prevention. He was previously Vice President of Marketing at Socure and Senior Research Director with the leading financial services research firm CEB TowerGroup (acquired by Gartner, Inc.) where he delivered thought leadership and insights to leading financial services institutions, technology providers, and consultancies on business strategies, technologies, and market trends in retail, Internet and mobile banking, and fraud management.

View all sessions by George Tubin